As the IRS delays the latest tax filing date to May 17, it continues to send out the 1,400 dollar stimulus check to families with a direct deposit on file. However, this doesn’t apply to recipients of Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits. If you are a recipient of either one of the benefits you may not receive your check during the first wave.
3rd Stimulus Check:New qualification rules for Social Security recipients
The new eligibility criteria that apply to the third wave of stimulus payments could assist you in obtaining a bigger check this time around. If you stopped or started receiving SSI or SSDI in 2019 or 2020, your situation could become complicated now that it’s tax season.
Some Social Security recipients in urgent need of financial assistance say they’re still waiting for the emergency relief payment.
The problem may sit with the Social Security Administration (SSA), according to a Wednesday letter from the House Ways and Means Committee to the benefits agency. The letter states that 30 million Social Security recipients are still waiting for their checks and that the IRS had asked the SSA to send its payment files two weeks before the checks were signed into law by president Joe Biden on March 11.
“We write you today regarding the nearly 30 million Social Security and Supplemental Security Income beneficiaries who are still awaiting their economic impact payments (EIPs),” the letter started.
“We understand that these beneficiaries are waiting because the Social Security Administration(SSA) has not sent the necessary payment files to the Internal Revenue Service (IRS). We are aware that the IRS asked SSA to start sending payment files two weeks before the American Rescue Plan became law on March 11, 2021. As of today, SSA still has not provided the IRS with the payment files that are needed to issue EIPs to these struggling Americans. We demand that you immediately provide the IRS with this information by tomorrow, March 25, 2021.”
Delays in SSI and SSDI payments meet criticism
On Monday, members of the House Ways & Means Committee wrote to IRS Commissioner Chuck Rettig and Social Security Administration Commissioner Andrew M. Saul to express concern and demand an update on the delivery of checks to these groups by Friday.
They followed with the letter on Wednesday, demanding “that you immediately provide the IRS with this information by tomorrow, March 25, 2021”.
In the Monday letter, they noted “Some of our most vulnerable seniors and persons with disabilities, including veterans who served our country with honor, are unable to pay for basic necessities while they wait for their overdue payments”.
SSI and SSDI: The third stimulus payment eligibility requirements
As with the previous two rounds of stimulus checks, people who receive SSI and SSDI will once again automatically qualify to receive a third stimulus check, this time for 1,400 dollars.
For the first two rounds, those individuals were eligible so long as they had a Social Security number and weren’t claimed as a dependent on someone else’s tax return and so long as their household income didn’t exceed the threshold set.
The new bill that authorised the third check expands stimulus payment eligibility to dependents of all ages. It also increases the amount set aside for those dependents to 1,400 dollars each. Those receiving Railroad Retirement and Veterans Affairs benefits also automatically qualify for a payment, as they did in the first and second round, the IRS said.
How will my third stimulus payment be delivered to me?
Most SSI and SSDI recipients received their first payment through a non-Direct Express bank account or as a paper check if they didn’t have your bank account information on file with the IRS.
For the second round of payments, the IRS said that SSI and SSDI recipients should have gotten their stimulus check money the same way they received their first stimulus checks. People who received the first round of payments via Direct Express should have received the second payment the same way, according to the IRS.
However, with the third check, the IRS said Social Security and other federal beneficiaries will likely receive the new payment the same way as their usual benefits, noting it will announce a payment date for this group shortly.
How to claim missing stimulus money for your dependents
- If you used the IRS’ Non-Filers tool from May 5 through August 15 of 2020, the IRS should have automatically issued the catch-up payment for your dependents in October 2020. If you received your original stimulus money by direct deposit, you should have gotten the catch-up payment the same way.
- If you filed for your missing dependent money by November 21, 2020, the payment should have arrived by the end of 2020 in the same way you received your first payment (likely direct deposit or by mail). If you missed the deadline, your check should be included on your 2020 tax return in 2021, if you file for a Recovery Rebate Credit.
To check the status of your or your dependent’s payment for the first or second payment, you can check your IRS account.
If you’re an SSI or SSDI recipient who doesn’t reside in the US, here’s what you need to know.
- If you’re a Social Security beneficiary with a foreign address whose monthly benefit is deposited in a foreign bank account, you should receive your third stimulus payment as a check in the mail. (The IRS doesn’t usually deposit money into foreign banks.)
- If you live abroad but receive your monthly benefits through a US bank, you should have received your first two payments by direct deposit to that account. If you still haven’t gotten your money, it will have to be claimed as part of a tax return.